How does the Verification Code protect me?

The Verification Code is not encoded into the magnetic strip on your card, so the it is not picked up by card readers. The Verification Code is not part of your credit card account number, so it does not show up on any sales receipt or billing statement. Therefore, you must have the card in your possession to see and use the code. Since we validate the code with your bank, only you can use your card at our site